Many people don’t use their income in the best way. They live payday to payday, have credit card debt, and think that’s “normal”. It's a dangerous cycle and can lead to financial stress.
The problem is, there are so many ways to manage money that it can be confusing. So, how do you learn? Who should you trust?
The Money Messenger book teaches what you need to know about money and is a must-read whether starting out or starting over.
It's money. Simplified.
You don't need more money if you use money SMARTER.
WHAT YOU'LL LEARN...
How to control your money so you live the life you want, without personal debt or financial worries.
CASH IS KING
Stop living payday to payday. Set up bank accounts correctly and automate bills and savings with a fool-proof system.
The truth behind personal loans and credit cards and the real cost to you. Erase debt in 3 steps and never rely on debt again!
Investing 101 (and why it's so important). Learn the secrets of the rich and how to start investing using little money. A small amount goes a long way...
How to buy a first property (or multiple properties!) – starting from $0 and know whether it’s better to buy a home or to invest. The numbers have been done for you.
INSURE, OR NOT?
What insurances you need (and what to don't), so you protect yourself without wasting money. Plus, how to control your money, even after death.
“Made the whole process of organising money so much easier and gave me all the answers I needed.”
Cherie S. - Perth
Not Just Another 'Money Book'
Two decades of financial planning secrets and strategies in one easy-to-read book. With real-life examples and case studies.
“A unique book. Real-life ways to implement money awareness into everyday life.”
Cara S. - Melbourne
“In the past I had trouble with money and was not able to save. This book showed me how to stop living week to week and get ahead.”
Sandy M. - Melbourne
“This book has power! I've never read another quite like it. I wish I had it when I was younger, yet it's never too late to start.”
Duane M. - Perth
“It's for everyone. Simple and easy to understand. Everything discussed is achievable, regardless of your financial situation or income.”
Marlena J. - Perth
About The Author
"Hi, I'm Angela Santalia, your Money Messenger.
After working in the Australian Financial Planning industry for over two decades, I've definitely learned a lot about money, people, and their spending habits – I've seen what works and what doesn’t.
Everything you read in this book, I practice myself and it's paid off. I started from zero and built a multi-property portfolio worth over $3M for financial security. I love to travel the world and enjoy life. I live in Melbourne.
The financial secrets and strategies I share are simple to follow. They are REAL. They WORK. They are TIMELESS."
© 2020 | The Money Messenger | Melbourne VIC